Many highly paid investment gurus will insist that successful investing is a function of painfully collected experience, expansive research, skillful market timing, and sophisticated analysis. Others emphasize fundamental research about companies, industries, and markets.

Based on thirty years in the investment industry, I say the ingredients for a successful investment portfolio are stubborn belief in the quality, diversification, growth, and long-term principles from Investments and Management 101. Unlike MBA textbooks, which tend to be more theoretical, Investment Discipline provides more practical insight into what works and what does not, based on my own errors and success and includes recommendations of what to repeat and what to avoid.

Investment Discipline contains no secrets and no magic equations. It discusses the most common mistakes and provides advice on how to avoid these errors in order to become a successful investor. It will guide you in your decisions, from setting up your investment objectives, conducting research, and buying/ selling securities to adjusting your portfolio to achieve long-term returns that match your personal objectives.

You will learn how to:

• Define your investment profile and your specific objectives;

• Establish a sustainable investment process based on your objectives;

• Analyze information and perform your own research; and

• Make sound investment decisions.

Famous investment professionals, such as Warren Buffett and Peter Lynch, have made mistakes, but they did not repeat them. They held on stubbornly to their investment approach and showed discipline over a long time period, resulting in superior returns. Obviously they were lucky as well; however, they played the numbers right, and over time their performance was better than the performance of their peers.

In Investment Discipline, you will learn how to become a successful, disciplined investor.

Do you want to create more success in your life? Are you ready to embrace a life of fulfillment?

If you answered yes, In the Spirit of Success can inspire, empower and support you on your own personal transformation.

You’ll find inspiring stories from some of the world’s most successful entrepreneurs, motivational leaders, success mentors, and coaches. Learn how they triumphed over seemingly great challenges and have since achieved success beyond their wildest dreams.

Here are just a few of the secrets you’ll discover:

• How to live a life of excitement and fulfillment

• Why Spirit only wants our success

• How stepping into the unknown could change your life

• How to find success by honoring your true self

• Why giving can transform your life

• How to open yourself to the gift of inspiration and success

• How to make money doing what you love … and much more

Discover why the business leaders, teachers, speakers, mentors, coaches and trainers in this amazing book have appeared around the world on shows including Oprah, The Tonight Show, and Good Morning, America.

Do you want to create more success in your life? Are you ready to embrace a life of fulfillment?

If you answered yes, In the Spirit of Success can inspire, empower and support you on your own personal transformation.

You’ll find inspiring stories from some of the world’s most successful entrepreneurs, motivational leaders, success mentors, and coaches. Learn how they triumphed over seemingly great challenges and have since achieved success beyond their wildest dreams.

Here are just a few of the secrets you’ll discover:

• How to live a life of excitement and fulfillment

• Why Spirit only wants our success

• How stepping into the unknown could change your life

• How to find success by honoring your true self

• Why giving can transform your life

• How to open yourself to the gift of inspiration and success

• How to make money doing what you love … and much more

Discover why the business leaders, teachers, speakers, mentors, coaches and trainers in this amazing book have appeared around the world on shows including Oprah, The Tonight Show, and Good Morning, America.

Many highly paid investment gurus will insist that successful investing is a function of painfully collected experience, expansive research, skillful market timing, and sophisticated analysis. Others emphasize fundamental research about companies, industries, and markets.

Based on thirty years in the investment industry, I say the ingredients for a successful investment portfolio are stubborn belief in the quality, diversification, growth, and long-term principles from Investments and Management 101. Unlike MBA textbooks, which tend to be more theoretical, Investment Discipline provides more practical insight into what works and what does not, based on my own errors and success and includes recommendations of what to repeat and what to avoid.

Investment Discipline contains no secrets and no magic equations. It discusses the most common mistakes and provides advice on how to avoid these errors in order to become a successful investor. It will guide you in your decisions, from setting up your investment objectives, conducting research, and buying/ selling securities to adjusting your portfolio to achieve long-term returns that match your personal objectives.

You will learn how to:

• Define your investment profile and your specific objectives;

• Establish a sustainable investment process based on your objectives;

• Analyze information and perform your own research; and

• Make sound investment decisions.

Famous investment professionals, such as Warren Buffett and Peter Lynch, have made mistakes, but they did not repeat them. They held on stubbornly to their investment approach and showed discipline over a long time period, resulting in superior returns. Obviously they were lucky as well; however, they played the numbers right, and over time their performance was better than the performance of their peers.

In Investment Discipline, you will learn how to become a successful, disciplined investor.

Many highly paid investment gurus will insist that successful investing is a function of painfully collected experience, expansive research, skillful market timing, and sophisticated analysis. Others emphasize fundamental research about companies, industries, and markets.

Based on thirty years in the investment industry, I say the ingredients for a successful investment portfolio are stubborn belief in the quality, diversification, growth, and long-term principles from Investments and Management 101. Unlike MBA textbooks, which tend to be more theoretical, Investment Discipline provides more practical insight into what works and what does not, based on my own errors and success and includes recommendations of what to repeat and what to avoid.

Investment Discipline contains no secrets and no magic equations. It discusses the most common mistakes and provides advice on how to avoid these errors in order to become a successful investor. It will guide you in your decisions, from setting up your investment objectives, conducting research, and buying/ selling securities to adjusting your portfolio to achieve long-term returns that match your personal objectives.

You will learn how to:

• Define your investment profile and your specific objectives;

• Establish a sustainable investment process based on your objectives;

• Analyze information and perform your own research; and

• Make sound investment decisions.

Famous investment professionals, such as Warren Buffett and Peter Lynch, have made mistakes, but they did not repeat them. They held on stubbornly to their investment approach and showed discipline over a long time period, resulting in superior returns. Obviously they were lucky as well; however, they played the numbers right, and over time their performance was better than the performance of their peers.

In Investment Discipline, you will learn how to become a successful, disciplined investor.

Have you always wanted to create your own budget to see where your money is going but just didn't know how?  This book will guide you through a very simple process that you can maintain each month that will show you where your money is being spent and if you are on track to save money for the future.

With the help of the Cinchy Saver, this book will first guide you through the budget elements and then show you how to create your own budget.  When you are done, you will know if you should be saving money each month or if you are spending more than you are earning.

There are additional tips on how to cut expenses each month so you don't become a Miserable Moneygrump.  There is also a section on Positive Intentions that you can do on a daily basis to keep you on track. (Mind over Matter!)

The Cinchy Saver will sum it all up in a Wrap Session and then leave you with workbook pages so you can get started the same day you purchase this book.

Here's to all of you future Cinchy Savers!

Have you always wanted to create your own budget to see where your money is going but just didn't know how?  This book will guide you through a very simple process that you can maintain each month that will show you where your money is being spent and if you are on track to save money for the future.

With the help of the Cinchy Saver, this book will first guide you through the budget elements and then show you how to create your own budget.  When you are done, you will know if you should be saving money each month or if you are spending more than you are earning.

There are additional tips on how to cut expenses each month so you don't become a Miserable Moneygrump.  There is also a section on Positive Intentions that you can do on a daily basis to keep you on track. (Mind over Matter!)

The Cinchy Saver will sum it all up in a Wrap Session and then leave you with workbook pages so you can get started the same day you purchase this book.

Here's to all of you future Cinchy Savers!

More and more individuals are finding themselves living beyond their financial means. Whether this is due to a limited income or the state of ones spending habits, living a life outside our financial means can be very stressful. Michelle Niccum brings one solution to the issue of financial insecurity in this simple, easy-to-read book. She lays out for the reader four simple steps that, when taken completely, can alleviate financial insecurity and bring about financial freedom.

Michelle states the importance of not only fixing the issue of money but also exploring the reasons why we continue to find ourselves in a state of financial hardship. She knows that financial issues are both an outside issue of money and an inside issue of self-worth and self-esteem. By following the steps and completing the exercises in this book, the reader will not only gain financial empowerment, but also find freedom from financial insecurity.

More and more individuals are finding themselves living beyond their financial means. Whether this is due to a limited income or the state of ones spending habits, living a life outside our financial means can be very stressful. Michelle Niccum brings one solution to the issue of financial insecurity in this simple, easy-to-read book. She lays out for the reader four simple steps that, when taken completely, can alleviate financial insecurity and bring about financial freedom.

Michelle states the importance of not only fixing the issue of money but also exploring the reasons why we continue to find ourselves in a state of financial hardship. She knows that financial issues are both an outside issue of money and an inside issue of self-worth and self-esteem. By following the steps and completing the exercises in this book, the reader will not only gain financial empowerment, but also find freedom from financial insecurity.